Al-Omari, Ahmad H., Ahmad Ghazi Alshanty, Ayoub Alsarhan, and Saifullah A. Omari. “OTP Security in Wallet Systems: A Vulnerability Assessment”. International Journal of Innovative Research and Scientific Studies 8, no. 2 (March 26, 2025): 2356–2371. Accessed April 16, 2025. https://ijirss.com/index.php/ijirss/article/view/5691.