Supriyadi, Heri, Dominicus Savio Priyarsono, Noer Azam Achsani, and Trias Andati. 2024. “An Integrated GRC Approach to Combating Fraud in Microloan Services”. International Journal of Innovative Research and Scientific Studies 7 (4):1580-91. https://doi.org/10.53894/ijirss.v7i4.3457.