THANG, D. N. .; DUONG, N. D. . Combined S&P and Z-score research in credit assessment of Vietnamese commercial banks. International Journal of Innovative Research and Scientific Studies, [S. l.], v. 8, n. 1, p. 2723–2731, 2025. DOI: 10.53894/ijirss.v8i1.5047. Disponível em: http://ijirss.com/index.php/ijirss/article/view/5047. Acesso em: 18 mar. 2025.